Dave Cash Money Banking Loan App Reviews 2023

Looking for an easy way to manage your finances? Look no further than the Dave app! Dave app is your go-to solution for all things dave banking, loans, and dave cash advance. With the Dave money app, you can download dave app and even get a dave payday loan when you need it most.

Say goodbye to financial worries and hello to hassle-free banking with the Dave app. When it comes to Dave app loan options, you won’t find a better solution. It’s time to take control of your money – download the Dave app today and experience the convenience of the future of banking at Dave.com app. Don’t miss out on the benefits of the Dave app cash advance – it’s your key to financial peace of mind!

Dave’s ExtraCash advance may necessitate more effort — and cost — than it is worth. To obtain dave cash advance, consumers must first open a bank account, pay a membership fee, and complete additional requirements.

Dave Money App Reviews in detail:

The ExtraCash function of the Dave app gives users an advance on their paycheck to handle small emergencies, such as a car repair or a broken appliance, or to bridge an income gap. In contrast to several of its competitors, Dave offers advances to part-time or temporary employees who do not receive regular payments.

Despite the fact that users can receive loans of up to $500, which is higher than some competitors’ offerings, Dave’s quick funding costs can be exorbitant when compared to other apps. In order to use ExtraCash, users must first create a bank account with Dave. Before you borrow, compare Dave to other payday advance applications and examine alternative sources of funding.

Dave app cash advance amounts, fees and repayment terms:

Advance amounts

Up to $500.


  • Subscription fee: $1.

  • Optional fast-funding fee: $1.99 to $13.98.

  • Optional tip: Up to 26% of the amount borrowed.


Withdrawn from your bank account on the date Dave determines to be your next payday.

Time to fund without express fee

2 to 3 business days.

Time to fund with express fee

Up to an hour.

Should you use the ExtraCash function of the Dave Money app?

When used seldom, Dave can be effective if you:

  • Receive stable revenue — even if you aren’t compensated on a regular basis.
  • Maintain a little emergency fund.
  • You can use your next salary to pay off the app’s debt as well as your other monthly obligations.
  • Maintain a checking account that accepts deposits.

Dave might not be a good fit if you:

  • Consistently spend more than you make.
  • You want same-day cash with low fees.

Is the Dave Cash app legit?

Dave is a legitimate Los Angeles-based corporation. Since its inception in 2017, it has provided financial advances. The app has received 4.4 stars from over 450,000 reviews on Google Play and 4.8 stars from over 600,000 reviews on the Apple App Store.

Recent Better Business Bureau complaints centre on unauthorised credits and debits to their accounts. Recent Consumer Financial Protection Bureau complaints have centred on account management.

How to qualify for Dave’s ExtraCash advance:

According to the company, it attempts to make advances available to anybody, including those living paycheck to paycheck. To qualify, Dave does not require frequent paychecks via direct deposit.

The Dave app, like other cash advance applications, examines users’ checking accounts for spending habits and income history to decide whether they qualify for and how much they can borrow. The software also considers returning clients’ payback history when determining how much money they can borrow.

Dave will give you an extra cash advance if you have:

  • At least three regular bank account deposits are required.
  • Deposits of at least $1,000 every month.
  • A minimum of 60 days’ history with your bank account.
  • To successfully complete an identity verification and fraud detection process.
  • A Social Security card.
  • You must be at least 18 years old.
  • To be able to live in the United States.

Returning users’ advance repayment history is also taken into account when determining whether to offer another advance and how much it should be.

How Dave App Cash Advance work:

The following are the processes to obtaining an ExtraCash advance:

  • In the Dave app, create a profile.
  • Connect an additional checking account.
  • Open a Dave checking account as well as an ExtraCash account to receive the advance.
  • Request an advance to see what you’re eligible for.

The ExtraCash account balance is initially set at $0. When you take an advance, the approved amount goes from your ExtraCash account to your checking account, making the balance negative. Until you repay the advance, the account balance remains negative.

Add a tip or a fee for rapid funding. The cost is determined on the size of your advance.

Dave reduces the sum to zero on your due date by withdrawing funds from the bank account into which your paychecks are deposited.

Can I adjust the due date of my Dave ExtraCash?

Yes. According to Dave, users can request an extension of up to 30 days. Extensions are granted on a case-by-case basis, but users must request one at least two days before their due date.

Will Dave’s ExtraCash result in an overdraft charge?

According to the corporation, the Dave app will never take more money than is in a user’s account. Instead, if your balance is less than the amount owed on your due date, the corporation will remove the remaining funds. The programme will do this up to twice a day until the advance is repaid.

If you owe $100 but only have $20 in your account on the due date, Dave will remove $20 and continue to drain available money from the account until the $100 is paid.

How do I get in touch with Dave’s customer service?

Dave’s customer care can be reached by phone, email, a contact form on the website, or the app’s chat feature. Users that contact the company via Twitter are also responded to.

Other Dave Money app features:

Checking account: There are no minimum balance requirements, no ATM, late, or overdraft penalties, and the Dave Spending account is a typical checking account. Checking accounts with no fees are quite popular, and some even offer interest.

Because it can be up to a few dollars less expensive to have money sent directly into a Dave Spending account than into an external account, the account might be helpful for people looking for an advance.

Goals account: Dave provides a savings account known as a “Goals account,” through which customers can move funds from a Dave checking account or an external bank account to pay for a goal, like a future emergency or vacation.

Even while this function could be useful, saving money for an emergency or reaching savings goals is probably better off with an interest-bearing savings account from your bank.

Help finding extra money: The Side Hustle function of the app assists users in finding side gigs to supplement their income. Through the app, Dave users may search for and apply to jobs.

Compare Dave to other cash advance apps:

In comparison to other cash advance applications, Dave offers larger advance amounts; typically, a maximum advance of $200 or $250 is offered. Although Dave’s funding time is a little bit longer than others’, the difference becomes insignificant if you pay a rapid funding price.

Obtaining a Dave advance also entails a little extra work. Unless Dave sends you the money directly, you need to establish an ExtraCash account, which depletes with every advance. In addition, opening a Dave checking account is mandatory, which is a more significant commitment than what other applications demand.

Last but not least, although Dave’s quick funding costs can be expensive in comparison to other apps, the membership cost is inexpensive.

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